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Often, people were just granted too much credit. Had the economy stayed in good shape, they still probably would not have gotten to meet their charges. Irresponsible lenders just doled out too much cash. At one point, cavalier lending applied to car loans and, worse yet, house payday loans no credit check slick cash loan. Lenders approved unqualified home loan far frequently and this led for the mortgage debacle and the foreclosure pandemic.
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